Cardi B has a message for those doubting her financial independence beyond brand deals.

During a recent chat on X Spaces, Cardi B addressed claims suggesting she’s reliant on brand deals, such as her collaboration with Shein. She’s letting everyone know there’s more to her income—like an impressive $65 million tour offer she revealed through alleged agent messages.

In her own words, Cardi declared, “I could wake up tomorrow and sign a contract, and I would have half of $65 million, or half of $70 million, in my bank.” It’s clear she’s keeping her options open, especially as she awaits the release of her long-anticipated second album.

Cardi B explained her logic for holding off on tour offers: “I don’t want to take tour deals until I announce my album,” she shared. “‘Cause when I announce my album, I know they’re gonna up it. You gotta move smart… You can’t act hungry, especially when you’re not.”

Moreover, Cardi didn’t shy away from discussing her hefty expenses, which can hit $3 million a month. She shed light on these costs in another X Spaces session, citing her experiences growing up around individuals who made poor financial choices as a factor shaping her perspective on money.

She revealed that every quarter, she receives substantial checks from her music alone, saying, “Every four months, I get a big fat check off of all the songs that I’ve dropped.” As she detailed, music remains her primary income source, where show fees can range from $1.5 million to $2.5 million, depending on the venue’s location.

Cardi also opened up about her daily expenses which include a cleaning service, 24-hour security, round-the-clock car service, and nannies for her children. Her lifestyle doesn’t come cheap, with personal spending like $50,000 on Christmas decorations and $2 million on herself in a single month.

Despite the criticism, Cardi emphasizes her financial acumen, saying the “hustler mentality” learned from observing others helped her rise to fame and fortune. Her journey shows she’s not just surviving—she’s thriving in her own lane.

Cardi B’s candid revelations highlight her financial foresight and ability to maintain multiple income streams. More than just a brand ambassador, she’s a savvy businesswoman prepared to capitalize on opportunities when the time is right.

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